If you own an expensive piece of real estate in the dry and sunny Southwest, you may spend more time evaluating your homeowner's insurance coverage for wildfire damage than any other potential loss. Indeed, with many parts of the Southwest experiencing larger and more frequent wildfires than ever before, ensuring you're adequately protected can be the difference between replacing your items after a wildfire or declaring bankruptcy and moving away. However, for those who have items (or memories) that simply can't be compensated with any amount of insurance money, private firefighting insurance may be what you need to protect your home from ever suffering fire damage in the first place.

Contrary to popular belief, spousal support, or alimony, is not dead. There is still a legitimate need for one spouse to pay the other spouse monetary payments, even if only temporarily. It's important that you understand that spousal support is very different from child support, which is available for minor and college-aged children. If you are divorcing, failing to take into consideration the issue of spousal support could have a major impact on your financial well-being for some time.

Couples going through a divorce may think that they can navigate the process themselves, and don't need an attorney to guide them through it. But having an expert in family law by your side during the divorce process offers numerous advantages. Take a look below at just four reasons why you shouldn't hesitate to contact a local family lawyer.  Judicial Requirements Perhaps the biggest advantage of hiring a family lawyer is that you'll then be able to begin the mediation process.

Were you using heavy equipment at work and suffered an injury that left you needing medical leave? If your employer refuses to give you workers compensation for the injury, you may want to speak to a lawyer to help with the claim. Below, discover what a lawyer can do for your workers compensation dispute and how much you will have to pay him or her. Why Should a Lawyer Be Hired for a Workers Compensation Dispute?

If you are arrested, then you have the right to legal counsel. This means the state should provide you with a lawyer if you cannot afford one. In fact, this is one of the rights that the arresting officers declare when they come for you. Here are three things you may not know about this right: This Right Doesn't Apply To Every Case, in Practice Technically, the constitution grants you the right to counsel for all criminal processes.

Some people handle divorce fairly well: they agree to disagree and move on with their lives. Other people don't handle it well at all. If the mere suggestion that your spouse may have had a small part to play in the divorce looming ahead is enough to send him or her into a tirade, you may be dealing with a narcissist. Learn how to identify the narcissistic spouse, and what to expect during your divorce, especially if you have children.

To protect yourself from paying more on marital debt than you should, you need to educate yourself and employ these nine protective strategies as you are preparing for divorce. You should be aware that if your name was included in a contract with creditor, and your ex reneges on an agreement to pay it, you would still be liable to pay that debt or face credit problems and other consequences as a result.

If you are living in miserable situation due to the actions of your spouse, you may need to divorce/legally separate to avoid big problems. Here are five issues that would necessitate you leaving your spouse to protect yourself financially, legally, mentally, and physically. You are being financially abused by your mate. You'll want to leave your spouse if you are involved in a "sweetheart scheme." This means you have married a person who initially seemed kind, loving, and financially responsible, but as time went on, you realized they were systematically draining all your assets and wrecking your credit.

One of the defenses you may use if you have been accused of defamation is that of protected opinion. This defense is based on the freedom of speech that is guaranteed by the constitution. However, an opinion can only be protected if it is one of these three things: It Is Of Public Concern Your opinion will probably be protected if it concerns a matter of public concern because the government encourages scrutiny of its affairs.

If you have been injured in a work-related accident and have filed a workers compensation claim, you may be wondering if you will ever be able to return to work. Even after months of treatment, you could still be suffering from too much pain to do everyday tasks, let alone work at your former job. If you are not able to return to your pre-accident functioning, you may be deemed permanently disabled.